Tips on Travel Insurance and Airport Chair Massage

There are 4 primary reasons to become a Master lifehacker

  1. To save money
  2. To be more effective
  3. To be more efficient
  4. To be more productive.

 

Sometimes one can be what is called “penny wise and pound foolish”,  ultimately spending much more money in the long run while saving money in the short run.

One of the areas this happens most often is with traveler’s that do not buy travel insurance. Travel insurance is important because you never know when illness or something unexpected will cause you to cancel a trip.

 

Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or domestically.

Travel insurance can usually be arranged at the time of the booking of a trip to cover exactly the duration of that trip, or a “multi-trip” policy can cover an unlimited number of trips within a set time frame. Some policies offer lower and higher medical expense options; the higher ones are chiefly for countries that have high medical costs, such as the United States.

 

What can Travel Insurance Cover?

The most common risks that are covered by travel insurance plans are:

  • Medical treatment, including transportation to the medical facility.
  • Cancellation, curtailment and trip interruption

This section covers any unused travel and or accommodation costs, pre-paid charges (including any additional travel expenses incurred, provided they are deemed reasonable and necessary) if a trip is canceled or cut short under a variety of circumstances, which may include any of the following, depending on the policy:

  • death, bodily injury, illness, disease, or pregnancy complications.
  • an official advisory against going to or remaining at the intended destination
  • jury service
  • being called as a witness
  • termination of employment (provided you did not know about it before you booked the holiday).
  • officially recommended evacuation from the intended destination
  • being called up if you are a member of the armed forces or other public defense or safety organization
  • prohibition of travel by the government to the intended destination
  • Lost, stolen or damaged baggage, personal effects or travel documents
  • compulsory quarantine
  • death or serious illness of a family member (subject to age restrictions).
  • Repatriation of remains
  • Overseas funeral expenses
  • Return of a minor
  • Hijacking
  • Trip cancellation
  • Trip interruption
  • Visitor health insurance
  • Accidental deathinjury or disablement benefit
  • Delayed baggage (and emergency replacement of essential items)
  • Flight connection was missed due to airline rescheduling or delay.
  • Travel delays due to weather

Keep in mind that medical expense coverage can be per-occurrence or maximum limit.

Optional Coverage: Some travel policies will also provide cover for additional costs, although these vary widely between providers.

In addition, often separate insurance can be purchased for specific costs such as:

 

Common exclusions Found in Most Travel Insurance

  • Pre-existing medical conditions, or traveling for the purpose of receiving medical treatment.
  • Terrorism – Most trip cancellation policies include terrorism but only when there is an act of terrorism that meets the policy’s criteria including definition, place of occurrence and date of occurrence.
  • Elective surgery or treatment
  • Injury or illness caused by alcohol, drug use, or reckless behavior.
  • War

Travel insurance can also provide helpful services, often 24 hours a day, 7 days a week that can include concierge services and emergency travel assistance. Pre-existing medical conditions must be declared prior to the trip start date. In case you ignore this requirement and fall ill during your trip abroad, you may find that you are not covered. The European Health Insurance Card (EHIC) entitles to treatment in state-run hospitals in EU countries and Iceland, Norway, Liechtenstein and Switzerland but it is not a substitute for travel insurance.

One unique form of metaphorical insurance against airport and flight stress is chair massage. Every airport is likely to have a kiosk offering seated massage and on-site massage.

You can learn more about from The National Chair Massage Network – www.eventschairmassage.com

 

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Lewis Harrison – RealUGuru, is a master lifehacker, writer, mentor, success and wealth coach, content-rich, motivational speaker, and an entrepreneur specializing in problem-solving and strategizing based on game thinking, applied game theory, and Game Thinking.

He is the author of over twenty-two books published in five languages.

  

Don’t forget to tune to the RealUGuru Radio show every Thursday 4-6 PM EST  at WIOX 91.3 FM or on your smart device at WIOXRadio.org.

WIOX is a diverse station that broadcasts original programming including a presentation from NPR, the BBC, Democracy Now etc.

If you are interested in business success in the 21st Century in the arts or in any other endeavor you need to read Lewis’ recently published business books.

You can find books on game theory and business success here:

http://www.realuguru.com/products/printed-books/building-your-business-in-the-new-digital-reality/

http://www.realuguru.com/products/printed-books/gamification-for-business/

This course and all the offerings on www.RealUGuru.com  focus on the application of applied game thinking, gamification, decision science, positive psychology, happiness,  and visionary thinking to solve basic, complex and extreme problems. He is the creator of a free course on business success and human potential.

Here is a short interview with Lewis;

https://www.youtube.com/watch?v=zp4DtXpPBeM

Today’s stress management blog is supported by a grant from Events  Chair Massage –www.EventschairMasssage.com –  a company that offers Corporate Chair Massage and Stress Management Services to meeting planners, event planners, party planners and HR for Trade show booths throughout the United States.

 

LifeHacking, and Ethical Thought in Problem Solving LifeHacking, and Ethical Thought in Problem Solving

I was recently at a stress management conference and there was a panel on ethics and problems solving. One of the vendors there was The New York City Chair Massage Company – www.eventschairmassage.com

This is what I learned talking to a chair massage therapist who deals with ethical issues constantly as one of the best massage therapists in New York City.

Some problems come about because we don’t understand the distinction between what is ethically right and wrong.

When I ask people about the difference between ethics and morality most do not have a distinction between these two concepts.

This distinction came to me when  I was teaching a course on hypnosis,  NLP*, stress management and leadership and someone asked if manipulating people was ethical.

This question requires more than just a yes or no answer. In my approach to problem solving and decision-making ethics and morality are different though for many social scientists they are interchangeable. It is generally agreed in most of the social sciences that morality is the study of what  makes  actions  right  and  wrong. The word ‘ethics’ is commonly used interchangeably with ‘morality’. I have always found value in applying a distinction between an individual’s sense of right and wrong (ethics) as opposed to a “group’s” definition. Ethics, in a personal sense of right and wrong may go against a morality imposed from the group onto the individual.

When strategizing to solve a problem, ethical behavior is a reflection of a person’s intent to act whereas morality becomes the rule of the game as imposed on all the players. This distinction becomes important when exploring ideas such as fair play or cheating.

There are many theories concerning morality and ethics. The practical element  of  all  this can become very tricky, and there are many ethical theories that deal with  complex  issues  related  to  perspective, duty, obligation,  personal or cultural values, codes of conduct  and social mores.

 

This is especially so when one is forced into a Zero Sum Game* where there can only be one winner.

If you enjoyed this blog you will love this book.

Order it by clicking below.

Winning The Game Of Life: A Primer On Lewis Harrison’s Applied Game Theory

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Lewis Harrison – RealUGuru, is a master lifehacker, writer, mentor, success and wealth coach, content-rich, motivational speaker, and an entrepreneur specializing in problem solving and strategizing  based on game thinking, applied game theory and Game Thinking.

He is the author of over twenty-two books published in five languages.

  

Don’t forget to tune to the RealUGuru Radio show every Thursday 4-6 PM EST  at WIOX 91.3 FM or on your smart device at WIOXRadio.org.

WIOX is a diverse station that broadcasts original programming including presentation from NPR, the BBC, Democracy Now etc.

If you are interested in business success in the 21st Century in the arts or in any other endeavor you need to read Lewis’ recently published business books.

You can find books on game theory and business success here:

http://www.realuguru.com/products/printed-books/building-your-business-in-the-new-digital-reality/

http://www.realuguru.com/products/printed-books/gamification-for-business/

This course and all the offerings on www.RealUGuru.com  focus on the application of applied game thinking, gamification, decision science, positive psychology, happiness,  and visionary thinking to solve basic, complex and extreme problems. He is the creator of a free course on business success and human potential.

Here is a short interview with Lewis;

https://www.youtube.com/watch?v=zp4DtXpPBeM

Today’s stress management blog is supported by a grant from Events  Chair Massage –www.EventschairMasssage.com –  a company that offers Corporate Chair Massage and Stress Management Services to meeting planner, event planners, party planners and HR for Trade show booths throughout the United States.

 

Below is a chair massage demo that shows techniques our corporate chair massage therapists use to massage their clients’ upper back, shoulders, and neck — using elbows and forearms, with minimal use of the thumbs.

 

 

https://www.youtube.com/watch?v=nNNSDH-0bZk

What is a Problem-REALLY?

 We often speak of problems but in reality there is no single definition of what a problem is. Our company www.events chairmassage.com solves some problems by using corporate chair massage to get rid of headaches and backaches.

massage-389716__180.jpg

Other  definitions of a problem  include:

  • Any situation which is unwelcome or harmful, and which needs to be dealt with and overcome.
  • An inquiry into some question to which the answer is not obvious.
  • Some process we have chosen to engage in that is difficult to achieve or accomplish and can be described in many different ways.

The most common words used to define a problem include; jig saw puzzle, trouble, worry, hiccup, setback, catch, predicament, stumbling block, plight, misfortune, mishap, misadventure, dilemma, quandary, headache, nightmare, snag, hitch, drawback, obstacle, hurdle, nuisance, bother, pest, irritant, thorn in one’s side/flesh, vexation, drag, pain, riddle, difficult and pain in the neck.

Many of the guests at our B & B and Retreat center are looking for skills to solve problems.   The   concept  of  “a problem”   can  be   observed  from a number of perspectives. On a basic level, we can categorize a problem by;

 

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  • The type of problem it is;
  • The cause of the problem;
  • The level of difficulty required to solve the problem.

There is no one approach that is best for categorizing problems. Various problem-solving models will work best in specific situations even as many categorizing systems have been supplanted by other models or overlap with them. Nevertheless, the underlying principles remain valid – a problem is an unwelcome situation that needs to be dealt with and overcome. One thing is clear; we cannot allow a negative attitude, an attachment to short term gratification, resignation or disillusionment to interfere with the process of solving a problem.

 

One of my mentors often said, “To be disillusioned you must first have illusions”. Many problems arise because we project our own agendas onto the agendas of others with whom we feel a sense of rapport or connection. In the end, when we do this, we are often disappointed. Often it just a big puzzle.

pieces-of-the-puzzle-592798__340.jpg

 

Often what we perceive to be clarity of thought is nothing more than wishful thinking. In order to solve a problem with the least expenditure of energy, there are a number of things to keep in mind. To begin with it is essential that one recognize that without precision, focus and timing i.e. a system, one will struggle without reason. In addition, most systems have their own critical times and resonances. The key to effectiveness in solving problems is to work with the natural timing or rhythm of a system rather than in opposition to it.

One of the basic rules of physics is that it takes more force to apply the same pressure to a wide area than to a smaller specific point.  This applies to problem solving as well.

 

RUG Logo.png

Lewis Harrison – RealUGuru, is a writer, mentor, success and wealth coach, content-rich, motivational speaker, and an entrepreneur specializing in problem solving and strategizing  based on game thinking, applied game theory and Game Thinking.

He is the author of over twenty-two books published in five languages.

  

Don’t forget to tune to the RealUGuru Radio show every Thursday 4-6 PM EST  at WIOX 91.3 FM or on your smart device at WIOXRadio.org.

WIOX is a diverse station that broadcasts original programming including presentation from NPR, the BBC, Democracy Now etc.

If you are interested in business success in the 21st Century in the arts or in any other endeavor you need to read Lewis’ recently published business books.

You can find books on game theory and business success here:

http://www.realuguru.com/products/printed-books/building-your-business-in-the-new-digital-reality/

http://www.realuguru.com/products/printed-books/gamification-for-business/

This course and all the offerings on www.RealUGuru.com  focus on the application of applied game thinking, gamification, decision science, positive psychology, happiness,  and visionary thinking to solve basic, complex and extreme problems. He is the creator of a free course on business success and human potential.

Here is a short interview with Lewis;

https://www.youtube.com/watch?v=zp4DtXpPBeM

Today’s stress management blog is supported by a grant from Events  Chair Massage –www.EventschairMasssage.com –  a company that offers Corporate Chair Massage and Stress Management Services to meeting planner, event planners, party planners and HR for Trade show booths throughout the United States. Also check out www.NoStressSpeaker.com

 

Below is a chair massage demo that shows techniques our corporate chair massage therapists use to massage their clients’ upper back, shoulders, and neck — using elbows and forearms, with minimal use of the thumbs.

https://www.youtube.com/watch?v=nNNSDH-0bZk

RUG Logo.png